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Showing content with the highest reputation on 05/25/2024 in Posts

  1. Credit cards and guns are tools. Both require proper use or the results aren't good.
    5 points
  2. I've found the older I get, the simpler my taste gets. I never outgrew PB&J, but recently I find myself wanting the simplicity of pot pies, frozen salisbury steak, and ramen noodles.
    4 points
  3. My son will be ok. He's resourceful and my doors are open until he makes his own way. With luck, he'll do his 4 years in college and pull probably 60-70k immediately afterwards. I think if he applies himself, he can make that happen. I've hired guys out of college several years back making that range. Good luck on the debit. Just make sure you stick to it. The green monster will inevitably show up and make you want something you shouldn't be buying.
    4 points
  4. Bought this today, been looking at it for a couple of weeks at a local shop. It was on consignment.I want to find out more about it like who and where it was built. Shoots really good and has a great trigger.
    3 points
  5. Thanks to all Veterans, those still with us, & those who gave all.
    3 points
  6. A co-worker and I discussed this the other day. His son just finished an Engineering degree at MS State. He told him he should come back home and live with them for a couple years and save up a mountain of money before heading out on his own. In this economy and inflation, such a move could alter his financial health for the rest of his life. We both agreed that we don't understand the "when they turn 18 they are out on the street" mentality.
    3 points
  7. 3 points
  8. EVO's were '84-'99. Had a '91 Softail with one and wish I'd kept it. Following and enjoying the thread but I'm old and an unapologetic chrome fan. Been riding Harleys for 40 years but love them enough to know that even blacked out bikes matter. Look forward to seeing the final product.
    3 points
  9. PBJ and water. Wife and I lived on that seemed like for years. Both had the car lust. Could pay for rent and cars. That was about it. I've recently gotten back on to those PB&J Sammiches. I find them tasty, fast, but not as cheap as they were 40+ years ago. But at least we can afford the crunchy style now.
    3 points
  10. Sorry you had to go through that. When I hit the $250 limit on my first card and couldn't pay it off in full, I knew then and there I had to clean that up and start making better choices. I sold my new truck to free up some cash flow and drove a car I really hated for a few years. I got that one paid off and kept making the payment to myself so I'd have money for the next one. Never used consumer debt again. That was back when Kroger would have those cheap Totino's pizzas on sale sometimes 10/$10. I'd get 20 of them and that was dinner for most of the month. Totino's pizza and a Big K soda . . . livin' the dream!
    3 points
  11. I have a lot of sympathy for those who fall into credit card debt. Our consumer culture does everything to encourage it, and now the "rewards" for doing so are practically a game within a game for those chasing status, points, cash back, and everything else that distracts them from bad decisions, big and small. We even have research that shows a form of neurological impact from this. I got into a pretty rough shape with debt in my early 20s, and literally paid the price. Being a 21yr old with a $6k credit limit on a MasterCard, and going to Las Vegas after the 2023 Iraq deployment was fun, but I was paying it off almost until my next deployment, and not always on time. I even took out a payday loan to afford a fun weekend and tickets to a concert. But most of the time I was just spending on drinks, and stupid things I didn't need, or even remember. To my shame still this day, a few years into my mismanagement of money, I missed the phone call from the mother of a friend of mine who died in Iraq. I didn't take the call because I didn't recognize the number, and was being hounded by a credit card company, and one that went into collections. That sobered me up. I haven't carried a balance on a credit card, or had a payment on interest since I think 2010. It was a painful road to get there complete with more missteps and lessons. But those lessons stuck. As much as I don't recommend it, the way it's shaped me were a benefit of sorts. There is no doubt times are getting tough for far too many folks. I fully believe the right path is to live within one's means, but I also think that life and those means are losing dignity because our consumer and vulture capitalism paradigms are spiraling out of control. We should be having a national conversation about this, but of course we're not that country anymore. The sad irony is, in a healthy market, if everyone lived within their means, our economy would crash like a Porsche hitting a tree that suddenly appears in the middle of the road. It's both scary and ugly how much of our economic returns are coming from people living paycheck to paycheck (and not saving much), or those living past their paycheck on credit. Maybe we need that toxic shock to change things. I hope not, but that's where my mind goes.
    3 points
  12. I thought the same thing first time a saw a quad-rail and a red dot on a lever action rifle. This project, on the other hand, reminds me of the immortal words of Oscar Goldman: "We can rebuild him it. We have the technology. We can make him it better than he it was. Better, stronger, faster."
    3 points
  13. We are going to have to win our efforts in court, we are not going to be able to vote our way out of this. The Governor and the General Assembly are not going to quit suckling at the teat of the Chamber of Commerce, who by the way hate you and anything that smells of Liberty and the Founding. TFA is party to the Texas Law suit that achieved a Temporary Retraining Order against the ATF and its "Final Rule" regarding who is "in the business". TFA members are protected from ATF enforcing its rule on them for the time being TRO out of Texas Federal Court against Final Rule
    2 points
  14. CMP purchase from the early 2000s, from Greek returns, 1903 Remington rifle. Has 1944 High Standard replacement barrel in excellent condition. I am in process of finding CMP certificate. $850 cash. No trades at this time. Buyer must be able to possess firearms and be a TN. resident.
    2 points
  15. My wife and I did the same thing before we got married... crappy apartments, sketchy roommates, cheap cars, Ramen, and hamburger helper. We were both super happy when we got our own apartment after we got married. Our first big purchase was a washer and dryer. So nice to not have to go to the laundromat. So yeah, some suffering through less than ideal life makes one appreciate it more when you can finally get decent stuff. It's about not keeping up with the Jones's and keeping your eye on the prize. That said, life is much more expensive now. I have a 16 yr old and we're in the process of figuring out a car for him. I recall my sister getting a $2000 car when she turned 16 in 1988. $2000 then is $5000 now. What you get today for $5000 is much worse than what my sister got back then. Along the same lines, if we were moving now, we wouldn't be able to afford the house we've lived in for 15 years. Housing costs are outrageous.
    2 points
  16. Use the homepage bookmark and then hit the unread option, and scroll. Sometimes I open a thread, sometimes I scroll and then hit the mark all forums read.
    2 points
  17. 2 cases of Ramen, a dozen or so salisbury dinners, and 40-50 cans of BBQ Vienna Sausage(I splurged on those). Plus several boxes of unsalted Salteens. I think I'm set for a couple of weeks. lol.
    2 points
  18. ARMY NAVY AIR FORCE MARINES COAST GUARD Thank you all that serve and have served, along with the families who support them! GO ARMY!!!!!
    2 points
  19. That's one thing about technology that bugs me.... it causes irretrievable failures in things that would otherwise work forever. I'm old, so I didn't grow up with things like built-in range finders, but I'd rather have my scope just be a scope. Same with other stuff, too. I don't want fancy electronic displays in my car, because I keep my cars a long time and I suspect those displays are going to fail long before the engine will, and that the parts will be unavailable in ten years.
    2 points
  20. You may want to look at the Springfield EMP. 1911 style and function in a compact size!
    2 points
  21. Not impossible. Depends on how willing you are to work. The Memphis Police Department Dispatchers currently make 71k a year and change with constant overtime opportunities. Its not difficult to get to well past 100k. And the city council just approved a 5% raise for them. No college required. Just a high school diploma or GED. There are jobs like that all over the place. Just have to be willing to make those sacrifices. Another example would be an OTR driver. Gotta be 21 for over the road but you can get some forms of CDL at 18 in TN and then at 21 hit the road. If you are willing to let him live with you while he's home, he could bank some serious money over the course of a few years and get started. Then, of course, there is the military option. A job where you can have housing provided under certain circumstances. Options exist for people. People aren't willing to give up the keeping up with the joneses lifestyle. Hard times make strong men, but people are too scared of hard times to make those necessary changes. And look, I'm not immune to it. I carry a good bit of credit card debt right now. I made some recent life changes and have started to make serious progress to get myself out from under it. If I can maintain my current trajectory, and avoid any major disasters, I'm looking to be free of the credit cards by this time next year.
    2 points
  22. Winchester "white box" (WWB) ammo has a mixed reputation for quality & consistency. As a practice/plinking ammo, it's probably fine, but not something to trust your life to. On a related note, some steel cased ammo and some aluminum cased ammo will often choke up a gun (failures to extract/eject) so neither of those are great for 'save your life scenarios'. Since your Sig seems to run reliably on most ammo (other than WWB) I'd deem it 'good' and hang the blame on the ammo itself in this case. But if it starts to choke on other brands of brass cased ammo, I'd start investigating the pistol itself.
    2 points
  23. Sig makes great guns But some guns run better on certain ammo the trick is finding which one runs 100% reliable in your gun
    2 points
  24. Thank God for our Republican Supermajority, has anyone seen the taxes in comm/dem run states.
    2 points
  25. I DEMAND CREDIT CARD DEBT FORGIVENESS!!!!!! Sleepy Joe needs to pay my cards off.....or pay me my student loan back.
    2 points
  26. I picked this up last year used, a Wilson Combat 92G with the Vertec grip. The previous owner had sprung for the mag guide and Wilson's action job which is seriously slick (averages 2.5lbs SA and about 5lb DA on my digital trigger gauge), they had also had a Jarvis Custom barrel and single-port comp fitted along with a Jarvis steel guide rod. When I got it it was a very fast, very flat shooting and very fun gun, so I decided to see what else I could add to it. Smash cut to last week: I got my slide back from Langdon after sending it out for their optic cut. They replace a lot of the little fiddly bits in the slide with ones of their design to facilitate a (slightly) lower height over bore than the Beretta system, with the trade-off that you lose your rear sight dovetail so you are locked in to using their mount plates. They also replace the front sight to cowitness/align with the plate's rear irons. I opted for the RMR footprint but if I decide to go with something else for some reason in the future it's a pretty easy plate swap. Planned to use a 507Comp but after getting it back I decided I wanted to carry it sometimes so I went with the thinner 507C. Anyways here's wonderwall my Langdon Tactical/Jarvis Custom/Wilson Combat 92:
    1 point
  27. I just meander through, unless I'm following a post or two.
    1 point
  28. To bad I'm out of town. Tercel always has the good deals.
    1 point
  29. I returned my shield ams mags and just got the PSA mags yesterday, but haven’t had a chance to try them out yet, other than to insert in the gun.
    1 point
  30. This is kinda what I meant. Lets say a house is assessed at $50,000, and you pay $1000/yr in taxes If the assessment goes up to $100,000, it doesnt mean you will pay $2000/yr
    1 point
  31. If you look at your assessment notice, you will see what the assessment rate will be and what it was, mine (just looked) is 71%, assessed last year was $43,750, this year will be $74,850 with a .25 ratio for both years, which will be fixed for the next 5 years. That means it will be 71% more money I have to pay at tax time. On a 7.3 acre parcel I also have in Montgomery County, the assessment was 147% higher, assessed $1,800 last year $4,450 this year, but I am in talks with the county about that one and feel confident that will change. I think I will try and organize something for the home part, because the cash buyers are dwindling and values will either stop or even go down slightly but we will be stuck with the huge increase for the next 5 years. I can see, not agree with, but can see raising it up by 30% or so due to bidenomics, but to use the onslaught of outsiders to set our tax rates seems outrageous to me.
    1 point
  32. Using Kroger as an example, I have literally seen nearly 100% increase in prices on some things in the past 4 years and I swear every week I go in there something I want has been jacked up again. As far as housing goes you hit on an even greater issue. It’s literally tearing the fabric of society apart, especially in TN. Just imagine if all these people raising hell about language, he/she’s, Palestinians, and whatever the outrage of the day is started focusing on the increasing threat to their daily lives then we might start seeing some of that “change” everyone talks about.
    1 point
  33. Be sure to hang the targets correctly because you can get bullet splatter coming back at you. The targets need to be swinging or mounted at an angle to the ground so the splatter is directed downward at the ground. I had a whole lead R N bullet hit me on the shin and I was shooting directly into a seasoned Oak hardwood target backstop and it came straight back at me and brought blood on my shin. Don't ask me how but it can happen. I don't get closer than 21' from my swinging metal targets and wear protective eye safety shooting glasses. They actually recommend farther away than what I do. Edited to add; My 6" pistol rack is slanted toward the back, at the top, and they direct the splatter upward and behind the target. They fall backward and are not solid mounted when struck by a bullet. Be safe with steel!
    1 point
  34. Credit cards are fine when used responsibly, just like firearms. Use them irresponsibly, disaster can follow. The higher credit card balances are being fed by the high inflation.
    1 point
  35. Oh, I get that. That's exactly what happened to me. We were young, two small kids and even though we both worked, things were tight. We managed as long as things went well. But that rarely happened. Something would break, the kids need clothes, yadda, yadda, yadda. Unexpected expenses just came along and always at the wrong time. Back then, credit cards were hard to get. There were long forms to fill out and they actually checked up on you. Many people got declined. I did get a MasterCard which I used sparingly. But then I managed to hit the mother load. I got a Sears credit card! You could get anything you needed at Sears! It saved my butt many times. But it also drowned me in credit card debt. The interest was outrageous! The day I finally paid it off was a huge celebration for me. I canceled the card and cut it up in little pieces with a huge smile on my face. Now days they hand out credit cards to anybody and everybody. They don't care at all. Here, take it, no problem. Enjoy! I can certainly understand how well meaning people can fall into the trap. I was one of them. But I still believe that most people today did it to themselves. Financial responsibility seems to go right over many peoples heads now.
    1 point
  36. Those that spend irresponsibly deserve what they get. The people I was referring to are the ones who can't afford everyday things & are forced to charge these things & then can't pay off balance. They end up with huge interest charges. We use ours for gas, groceries,etc & are blessed to have the funds to pay off balance every month. BTW-Fjb for putting people in this situation.
    1 point
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