GlockSpock

So, wow. http://www.carcomplaints.com/Jeep/Cherokee/2015/transmission/transmission_failure_check_engine_light_on.shtml http://www-odi.nhtsa.dot.gov/owners/SearchResults?prodType=V&searchType=PROD&targetCategory=A&searchCriteria.model=CHEROKEE&stats=1977408%2C2%2C1%2C146%2C9%2CCHEROKEE&makeStats=&jsonBaseURL=%2Fdownloads%2Ffolders%2F&searchCriteria.model_yr=2015&searchCriteria.make=JEEP&searchCriteria.prod_ids=1977408 Looks like it probably does suffer from transmission problems. Sucks because I do really want for it to be reliable. Just don't want something that will cause problems. Will continue to do more research. Looks like it is something they have been trying to fix, but "trying" seems to be the important part. I personally am not convinced nor knowledgable enough to have confidence in or knowledge to know mores about what the issue truly is in the design. Software programming or hardware failure? Both?

Well, I do love it but it depends on OTD price and reliability. Reliability is really a hard one seeing as how it is a newer "fresh" model. I have spent 30 minutes reading and it seems like half of the reviews are about people complaining about transmission problems at extremely low mileage. Love the look, love the ride and amenities, but not looking for something that has faulty design.

Well, I wouldn't honestly much consider a Dodge or Chrysler make, and I hope Jeep would hopefully be a step above their parent company but maybe not. Regarding taking it home, I new what he was doing but I also appreciated that it would give me an "extended" test drive. If I drove it longer and loved it that is just part of buying a car. If I drove it more and found something I disliked and wouldn't have discovered until after a purchase, then in that case that could be a big money saver. Thus, I decided to give it a try. Just so happened loved it so far.

Hahaha. Well I know what his answer would be of course. And typically I generally do follow his advice. But truthfully the monthly payment will be roughly the equivalent of what it was when buying the Fusion, which is now paid for (took 2.5 years to pay it off). Monthly payment wise, it is easily doable. Yes, the Fusion is paid for and no car payment beats any car payment. But I have missed having an SUV ever since I got rid of my old one. Yes the smart thing is to save cash and pay cash, but reasonably speaking saving $15,000 over the next three years would not get me a Jeep. In three years my Fusion will be worth less. At 2% or even lower interest, I feel depreciation would probably hit my trade in more than the interest of paying the financing. If I do it, I will owe roughly half of what it is worth, and will make extra payments in order to pay it off in probably 3 years or so. At any point I should owe at least $10,000 less than it is worth so if at any point I needed to "get out" I could comfortably with equity in my favor. It'd be like I had a 40% downpayment ready for it. This post, in my opinion, isn't so much as whether it is the most financially responsible thing to do, but rather how negotiable the dealer really is (how much wiggle room is really there for a new vehicle), whether the "new" Cherokee's are even any good/reliable, and whether there is something major to consider regarding the Jeep that perhaps I haven't thought about.

So, for the past three years I have been driving a 2012 Ford Fusion. I've wanted an SUV ever since I got rid of my Chevrolet Blazer. Accidentally (I mean literally, just drove by while working) spotted the "Trailhawk" Jeeps at the local dealership. Stock photo, pretty close but the one I'm eyeing has silver instead of the black wheels. Like the black wheels bester, but that package costs more and I'm already on the upperside of almost being too much. Received something from the local dealership about wanting to pay up to $4,000 more on trade in for my Ford Fusion. Figured probably marketing gimmick but why not try. Went and test drove Jeep today. Went back after work to attempt to buy, if we could reach an agreement. Was literally told to come back tomorrow because that is when corporate comes in tomorrow in order to "run" the "sale". Was also told to just drive the vehicle home tonight, which I did (which sadly was probably the smartest thing the salesman could have done to "hook" me. I have really spent some time in that thing, now I do feel attached. So, nutshells: $32,000 asking after rebates/incentives/discounts whatever "$14,000" trade in for my Ford Fusion (if the "offer" in the mail was remotely truthful. KBB trade-in is about $10,000. Really just means they are knocking off $4,000 from a new vehicle purchase in my opinion, which probably means they will be pretty inflexible in pricing. Supposedly also paying up to $1,500 in sales tax, which is about all I would have on a trade plus a few hundred. I REALLY want this vehicle, honestly. Never had a vehicle this nice, very surprised at how nice it is. Pretty much fully loaded except for some of the packages such as the heated seats package or the "sensor" package that tells you when you are about to hit something. Does have a backup cam, navigation, remote start, 8.4" touchscreen, 4x4, 3.2l V6, power up/down hatch, probably more but cannot think of it now. I have a number in my head that if they could do, I'll buy it no questions more. My trade + $15,000 financed through their or my lender, whichever better. I seriously doubt that is possible but that is my offer to them. Unless someone that works there happens to be a member here, I don't think I will hurt myself by admitting I would probably come up to maybe $17,000 out of pocket, but that's about it. So, what am I looking for specifically in this purchase? 1) SUV, yep 2) 4x4, yep (won't be really off-roading, but wanted for if I need it in snow, mud, trail or something unexpectedly. 3) reliability (I know people swore by the Cherokee inline 6's, sadly those are no more but I would expect or at least hope this vehicle would prove reliable 150k miles for at least 10 years if need be and maintained. Towing is a plus but I don't have anything to tow. If by chance asked to help someone on the side of the road tow hooks are nice to help them out of the side of the road, I guess. I want capability even though not necessarily expecting to use it much for 4x4/off road. So, for anyone that has recently purchased a Jeep or Chrysler, especially from Crown in Cleveland or Chattanooga, how did you do? They have what they call "transparent" pricing in which they claim to "have the best deal available no hassle". Well, that is a $32k vehicle. Personally I feel there is some haggle. I know some people buying for example Ford trucks claim to get down $10k off the sticker price. How much honestly do you think I should "stick to" if they did actually honor their "trade offer" of $14,000 for my Fusion and the $32,0000 sticker price of the Jeep? Is me hoping for trade + $15,000 financed out the door unrealistic or doable with proper negotiation. Not afraid to leave but also I don't want to hassle over a few bucks, just want what is honestly a fair to good deal for me. Any thoughts, concerns, input, or experience with Jeep Cherokee's (2014 or 2015 in particular)?

Eric Watson supporting that nothing happened at Bradley Square Mall. Sent from my iPhone using Tapatalk

So, supposedly active shooter on Lee Highway and or Amnicola at Navy and National Guard recruiting offices?   Also, supposedly something at Bradley Square Mall in Cleveland. It is on lockdown from what I can tell.   http://www.wrcbtv.com/story/29563843/officer-involved-shooting-at-us-naval-reserve

Also, my research shows you are supposed to typically avoid dealing with money orders. Sent from my iPhone using Tapatalk

I think it was iTunes 12.2.1 that was released yesterday to fix a bunch of initial bugs in the neweest release. For all that may like to know that...

So on iOS you can use Google, Amazon, or iTunes. Buy music from Apple, burn to CD, whatever. It is DRM free. What iPod do you have? I'll send you a prepaid shipping label if you want;) Sent from my iPhone using Tapatalk

Click Music. Click "My Music". Select Artist. Where it shows the multiple albums, click the three little dots on the top pane to the far right. There you can play the entire artist selection or add it to "Up Next" basically meaning your play queue. Or you can simply click the three little dots on your artists page where it shows the artists name. Sent from my iPhone using Tapatalk

  Good question, I think the only option is either that they pay for me and nothing else, or they pay for me and 57% of the premium for family coverage and I cover the rest for family.   EDIT: Let me put it this way. I have been going to an "insurance meeting" for 3 years now yearly and I have only ever heard of family being optional. I also spoke with HR yesterday about exactly what I am disccusing in this thread and she told me she thought I should drop family coverage and go for catastrophic coverage for my Wife.

In a nutshell, I have been paying for "family" coverage through my employer. My employer covers my costs entirely, and family coverage is availible for $370.34/month pre-tax dollars. So, since I'm in the 15% tax bracket, for the sake of the arguement I'll use 85% of $370.34 for comparying costs. Currently, I'm paying $3,777.468 yearly for my Wife to have coverage. I think last year she probably used $0 benifit of this. I got to thinking (since it is "open enrollment" at my employer this month) that we could find a policy cheaper since it is a group policy at work and thus affected by co-workers and their families. I was told the check with Farm Bureau in Cleveland. They sent me 4 quotes, and I am heavily tempted by "catastrophic) coverage for her with a $5,000 deductible. However, none of the plans meet the requirements of the Affordible Care Act, and thus unless we could qualify for an exemption I believe we would be taxed/penalized 2% of our income. In this scenario, using last year's $20,300 standard deduction, our current taxable income is roughly $32,436. I think I would pay 2% of that, or $648.72 at the end of the year. If I were to make the switch, my plan would be to save-up basically an emergency fund for emergency services for her if needed. Then I would start saving that extra towards a house. So, I have attatched to this what I currently have, and then the four quotes that were sent to me. So, the numbers: Currently, $370.34 monthly pre-tax, would be $314.79 after that amount was taxed in my pocket if I did not have to pay this. My current plan through employer that she has: (can click on images to make them larger) The four quotes: I am not sure of specifics, but the $53/month major medical coverage quote is very tempting. I would be saving $261.79/month or $3,141.48/year. $648.72 would be taked for the penalty. Total calculated savings ~$2,492.76 Maternity coverage is not included in any of these quotes, but I don't know what to think exactly about that. My plan has been to go back to the employer plan once we have kids. Since open enrollment is every year at the same time, I figure that 3 months are the longest until open enrollment. Thoughts? Foolish to consider?

  The problem with this "solid answer" is that it is still grey. What if you wake up in the morning, drink one beer because you are that guy, at what point are you able to carry again? A few hours? That afternoon? The next day automagically? What about cough syrup?   5 shots of vodka would leave you with impaired judgement a lot longer than the lightest of beers. It is a very vague area unfortunately.   Ultimately, I feel it falls into the worse area possible: Common sense. Have one beer at home and then an hour or two later go to town carrying your gun? I like to think you wouldn't be prosecuted for anything. Several hard shots and then try open carrying through the mall? That would and should be consequential.

So, had been looking forward for the past few weeks to photographing fireworks. I had never tried that before. It really isn't that hard, but I wasn't really satisfied with the results. I wasn't able to get a good scenic location, was too close (because ultimately did not know exactly where to expect them). Though, there are a few towards the end that I consider keepers. Here are all 37 I took. Really would like another "chance", perhaps in Chattanooga or someplace similar, in which the fireworks are shot out over water or something like that. Was rushed the entire time, didn't quite get to setup as I had hoped. I learned very quickly that with too long of exposures the firework would "blur". The "crisp" ones were much shorter at a slightly larger aperture. Used: Canon 6D and 50mm STM

G u n o w n e r s c l u b . c o m Sent from my iPhone using Tapatalk

What, www.gunownersclub.com is censored? Reasoning? Sent from my iPhone using Tapatalk

Gunlistings.org Armslist.com Gunownersclub.com Sent from my iPhone using Tapatalk

And then avoid that thought process entirely... Sent from my iPhone using Tapatalk

Welcome! Read and study the thought process of Gecko45: http://lonelymachines.org/mall-ninjas/ Hahahaha. Sent from my iPhone using Tapatalk

Happy to say that I feel my left eye has nearly fully recovered. I think it was dry. Sent from my iPhone using Tapatalk

Very occasionally every few months for a year or so. Then quite a bit last week. Really do think that magnified any issues. Sent from my iPhone using Tapatalk

Also, I feel like Oh Shoot's diagnosis was more accurate than the first three doctors. Yesterday the 4th doctor practically all but diagnosed me as having dry eyes. Sent from my iPhone using Tapatalk