I am Ruger biased, so here are my votes:
I started with a SP101 w/2.25" barrel in a Done Hume pocket holster. At the time I was primarily wearing full cut dress pants, so limited printing issues whether I had the rig in my front or back pocket. Then I started to lose some weight I couldn't hold my pants up. 26oz. 5 shot .357 is a hefty little gun, but is fun to shoot. There three good choices of SD rounds readily available at most retailers: 125gr .38+P SJHP or 125gr .357 SJHP or .38+P LSWC-HP. The SP eats them all up. Zombie killing / fun shooting use .38spl 130gr RN. It's like shooting a .22, If you can handle the weight on your frame and with the type of clothing you wear, this is my first choice.
My second choice, and primary carry: A friend gifted me with an LCR with a plain pocket holster and what a cool little gun. I personally have always liked the hump on the S&W Model 638 and along came the LCR. Similar hump and oh, so light. 13.5oz, comfortable in front or back pocket or numerous IWB / OWB holsters available, compact so very little printing. DAO, I think better sights could be better - I am considering the XS regular dot. I just got a IWB from Kholster, had it about 2 weeks and I really like it.
I have never had a reliability issue with either of these Rugers, I keep up the oil changes and tire rotation, I have not mechanically modified them, when you pull the trigger, they go boom.
With that being said, you have 5 shots, speedloaders are bulky, but you have 2, so 15 shots with a lot of reload time if you don't practice. I haven't checked out the Speed Strips yet, I figure if I need more than five, the SHRHTF. I leave my 2 speedloaders in the truck. If you carry a 5 shot, you may want to consider 2, or a compact auto or keep your P95 close by
I do recommend the shoot before you buy plan. I think it's great to have the opportunity to test drive a gun before plunking down a few hundred bucks.