Yes several times. I am 64 and retired and still do not know what I want to do for a living. I was in the grocery business for 14 years. The last 7 was with the largest wholesale grocery company in the world. (19 billion a year in sales) After leading my department in sales for all 7 years I was the 1st one to get laid off when the ship started sinking. (they are not longer in business). I decided then and there if I was going to do something I would do it for myself. I bought a advertising business that I sold after 6 years and then started a business from scratch. Sold that after 21 years. What allowed us to do that was because we could live off 1 income when needed. No car payments and paying off CC each month. I enjoyed the benefits of self employment but its not for everyone. If i could go back in time I would sell insurance. Its something everyone has to have and you get paid residual income.