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Erik88

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Everything posted by Erik88

  1. Florida is a mixed bag. When we bought our house there in 2013 it was on par what what we would have paid in East TN. Property taxes were higher but not by a ton. Sales tax is lower. Overall I never felt like it was more expensive living in central FL than TN. Also Moomba Boats and Rubbermaid, where they make Sharpie permanent markers. For a small town it has a surprising amount of manufacturing and distribution. Altar'd State DC is there too.
  2. Oh I completely agree. I'm not exaggerating when I say I plan to keep this truck forever. I've spent over $10k building it to my specifications. I had no intentions of selling to Carvana. I just wanted to see what they offered. Obligatory truck pics.
  3. I think it must depend on the region. The rumor was that 20% of Toyota dealerships have zero Tacomas on the lot. I doubt the guys were lying about the Carvana offers but who knows. I spoke to one guy in Knoxville that traded in his Tacoma on a new 4Runner and he said the amount they offered him for his truck was ridiculous. I put my 2002 Tundra into Carvana and they only offered me $2k I've put $3k into the suspension alone.
  4. Normally it's not the best idea but right now it actually might be. Dealers are desperate for new sales right now.
  5. Who wants to take a stab at this one? Found it dead in my yard after the crew mowed yesterday.
  6. Yeah they are definitely an outlier but even they don't normally sell for MORE used than new. Buy yes, it was an extreme example. It really depends on what @hughd is looking for.
  7. Keep in mind the used vehicle market right now is madness. Inventory is slim and prices are high. I'm watching some of the guys on Tacoma World state that Carvana is offering them more than they paid 3 years ago(new) for their 2017-2018. Yes, you read that right. They are getting offers to sell their trucks for more than they paid new.
  8. Erik88

    Retirement?

    I agree with Dave. I don't see how the free market is going to fix this. We are an extremely unhealthy populace. When I was in Europe, their most overweight person would be considered "average" here in East TN. We all sit way to much, and we don't even try to eat healthy. Hell, those that do try to eat clean get ridiculed for being vegetarian. "chronic illnesses, such as diabetes and heart disease, have increased. As of 2010, the health care costs of people with at least one chronic condition are responsible for more than 85% of health care spending. Almost half of all Americans have at least one of them. They are expensive and difficult to treat.7 As a result, the sickest 5% of the population consumes 50% of total health care costs. The healthiest 50% only consume 3%" https://www.thebalance.com/causes-of-rising-healthcare-costs-4064878
  9. Somewhat related. We had a woman shot in the face Friday night at 6:30 in a very popular part of Knoxville, where families go. It was an attempted car jacking in front of numerous people. They haven't caught the suspect and they wouldn't even tell us his race. Only that he had dreadlocks. Anyways, just goes to show you it can happen anywhere. This is an area my wife and I live about a mile from, and we frequent a few times every month. She attempted to get away in her car and it may have saved her life. https://www.wate.com/news/top-stories/it-is-what-it-is-shooting-victim-shares-story-after-escaping-attempted-carjacking/
  10. Erik88

    Retirement?

    Hearings stories from people who worked, paid taxes, and did everything society asks of them, only to have their savings wiped out because of medical bills, really bothers me. It's not right and it's not sustainable.
  11. Erik88

    Retirement?

    I respectfully disagree. I think the majority of middle class workers could do it if they are disciplined. If you have kids it's definitely getting harder but should still be possible.
  12. Erik88

    Retirement?

    Well considering I wasn't talking about taxes, and I was talking about health insurance, you ARE wrong. Young people paying into health insurance companies are subsidizing the older, more expensive patients. Just like young people will do for me when I'm older.
  13. The man that was executed was only 23. They were carjacked on their way to church. A Gofundme has been set up for his widow. https://www.gofundme.com/f/support-for-the-stevens?utm_source=customer&utm_campaign=p_cp+share-sheet&utm_medium=copy_link_all https://fox17.com/news/local/tbi-i-24-murder-suspect-executed-man-in-front-of-his-wife-in-hostage-situation-coffee-county-tennessee-carjackings
  14. Erik88

    Retirement?

    Man you are not that old. It's never too late to start saving for retirement. Every so often there is a thread on reddit asking older people what they wish they had done differently. They number 1 answer is always "I wish I had saved more money". Number 2 is "I wish I had taken better care of my health". Sad how those 2 are directly related.
  15. Erik88

    Retirement?

    My wife and I are healthy, and we currently pay close to $6,000/year just to have insurance. That doesn't even touch what we would pay if we actually had to use it. Us young people are essentially subsidizing the older crowd which I understand. If you told me I could pay $5,000 year in additional taxes that would actually cover all my medical expenses, but would eliminate what my employers currently take out of our checks, I would consider that a net win. So far, the math I've seen hasn't added up though. There is no way they can just tax the rich. We would all have to pay for it. And that includes the 45% that don't pay any federal income tax. They would have to chip in. Employers should have never been the ones paying for this. The whole thing is just so messed up and I hate that the 2 parties can't even discuss it rationally.
  16. Erik88

    Retirement?

    What's sad is that I'm seeing a lot of people that set aside money and are retiring from their careers, but having to keep working a job like Starbucks, just so they can have health insurance until they are old enough for Medicare. I cannot even imagine how much health insurance is going to cost in 20 years when I'll be hoping to retire. It's already ridiculous.
  17. Wouldn't both parties have to be present for the FFL transfer or no?
  18. Yep. My takeaways from this(without actually having witnessed it) are: keep vehicle doors locked keep a gun on me or at least in my vehicle, as much as possible. At minimum, I ALWAYS have my Protech. simply drive away. The chances of him shooting you inside a moving vehicle are lower than if he's made it inside. Getting taken hostage is the worst possible scenario. At that point, start thinking about how you are going to kill said person.
  19. I can't imagine having nothing better to do with my time, than to sit at Academy 3 days a week, just so I can make a few bucks reselling ammo. That sounds like a miserable retirement.
  20. That's a fair point. Forensics is certainly getting better every day. Since 2010-5 people. Since 2000-14 people. 35-40 since DNA became a thing. What really angers me is when they are found to be wrongfully convicted the states often refuse to compensate them. And even when it's shown the DA's did something illegal, they are almost never prosecuted. Some of them are still working as DA's! Again, I understand why people want the death penalty to be used. For me personally, I have some serious concerns about our ability to always get it right. Even executing 1 wrong person is too many. If you are interested, give The Innocence Files a watch on Netflix. https://deathpenaltyinfo.org/policy-issues/innocence-database
  21. I agree with you, but we can also thank corrupt DA's and detectives who have lied, falsified evidence, or even framed innocent people. Since 1973, 171 people have been freed from death row after being wrongfully convicted. And I'm not talking about the DA's just making mistakes. We're talking about some truly evil #### taking place, in order to convict some of these people. 171 may not sound like a lot but we've only executed 1,400. "In other words, for every 10 people who have been executed since the death penalty was reinstated in the U.S., one person has been set free." I used to be for the death penalty. It's hard for me to feel good about the system knowing what I know now. I simply don't have faith that we're getting it right.
  22. Bingo. It would make a bad situation worse. There is actually evidence that the riots are helping Trump. The fact that democrats are not condemning it, and even allowing it to happen, is upsetting a lot of people. Even Don Lemon from CNN said this was a blind spot for Democrats.
  23. I just caught this on the local news here in Knoxville. This is the stuff nightmares are made out of. The randomness of it combined with the brutality. COFFEE COUNTY, Tenn. (WKRN) — "A gunman executed a hostage in front of his pregnant wife during a weekend crime spree spanning several Tennessee counties, according to friends of the victims.The suspect, accused of killing two people and wounding at least three others was identified by the Tennessee Bureau of Investigation as Dangelo Dorsey, a St. Louis man, who eventually took his own life." More in the article. Anyone in the area have any additional insight?

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