knewcomb

  I understand that and have no issue paying it. I would just like to do it in a way that it wont make me take another hit on my score and prevent me from owning a home for a the foreseeable future. 

Yes, especially a billing dept that doubles as a collection agency. 

The debt is from a gym membership that was suppose to have been cancelled. When I left school to move back in with my parents I was told by the management that I would need to contact their billing, National Fitness, in order to have my contract cancelled. The person I spoke with told me I would need proof such as a bill or a rental agreement to show that I had infact moved. Since I was going back into my parents home, I had neither of those. After many calls of explaining my living situation they told me that they would cancel the contract and my account would not be charged any more. After that, my account went on to be charged twice more. They continued to inform me that it wouldnt. After a third time, I went and had my debt card cancelled so it would not be hit again. At no point in time after I cancelled my card did I ever hear from them again until I spoke with them today(almost six years). I do not have any documents to dispute the actual bill so I am in limbo of sorts on how to deal with it. I have been reading up on sending a letter asking for a pay for deletion, which will entirely remove the derogatory mark from my credit report if paid in full. 

I went into my bank today to inquire about mortgage rates because I am looking to buy a home in the upcoming months. They notified me that I currently had an account in collections for the amount of $204 from 2008 and would not be able to acquire a loan until it was resolved or the debt fell off my credit report.   I want to pay the debt but by doing so it will cause my credit score to drop because the account will become current as opposed to 5 years old.    For those of you who may be experts on this, what options do I have a getting this resolved without having my score take a big hit?

Hmm, kinda looks like history is repeating itself. I have no desire to live in a community next to anyone. Ill take my acres of land out by myself.

2 boxes per caliber now. They had a lot of blazer last week.

Any 9??

If they were using Tor it is very unlikely they can be traced. Tor is known as the deep web, the dark side of the internet if you will. You can find all kinds of illegal things here. Smart man not to open that. Most people have no idea what it is.

Hickok45 does a comparrison between the xds 9 and shield 9. Id take a look at it on youtube.

The question was asked to Mark Omara if he had gotten another gun and he said Zimmerman was protecting himself and his family.

Has she had the chance to try a shield?

Making their rounds at all the SYG states.

This. If at any point in time a 17 yr old was being charged with a crime, he would be charged as an adult. At 17, my father was preparing to head off to boot camp for Vietnam on the day of his 18th birthday. That can be said about any of our young men today as well. 

Rutherford Co is worth checking out. Smyrna and Murfreesboro are nice places

Total collapse? No. Definitely a restart though. Sometimes rock bottom is the only way back up

I havent seen handgun ammo in smyrna since january. I stop by at 630 every other morning when im getting off work. Suspicious

Guess ill be chatting up the retention dept.

Any alternatives in the Smyrna area?

Speaking of comcast, has anyone received the letter about havjng to pay an HD tech fee on top of the package you already have?

Harry Reid's latest comments regarding:   http://www.breitbart.com/Big-Government/2013/07/14/Reid-Zimmerman-not-over   New push for gun control as well?

If they do bring this to trial as a civil rights case, the division in our country right now will be nothing. Hopefully they will have some "wisdom".

I read somewhere that the defense team is lookong to have their legals paid for by the state of Florida

They are expected to be there till it is finished. Anyone else catch Nancy Grace just drop the F bomb on live tv?

I saw him and the other individuals last night and I couldnt believe what I was seeing. It was like a damn theater instead of a murder trial. 

Frank Taffe just said that he had inside "insight" that it was currently 5 to 1 in favor of acquittal. Take that with a grain of salt haha