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btq96r

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Everything posted by btq96r

  1. The radiologists I support in Nashville have all either gotten the first round of the vaccine, or are eligible for it. Internally, we prioritized those who are hands on with patients doing procedures, followed by those with exposure in proximity, then those who read ED studies from home. You may think it's weird that someone who sits at home for their shift gets some priority for the vaccine, but when that person is reading trauma and stroke cases out of the ED, I promise you want them healthy and focused. The idea behind the emergency medical community going first is to ensure hospital staffing can be kept stable and absorb what still comes as the vaccine makes its way to the general public. A lot of facilities have had staffing issues from a COVID spread, and that can cause some pain points in a hurry. I'm all for the elderly getting it in high priority after that. Admittedly, I've not followed the order of vaccination outside of my work...I figured since I'm not clinical, I'll get it when my PCP says it's available. I'm content to wait my turn so others in more need can go ahead of me.
  2. I'm A-OK with CTD getting hammered if they were hoodwinking customers. Businesses that use such practices as a function deserve what they get when caught. If Texas considers ammunition an essential item during a declared state of emergency, that's their prerogative since it's not out of line with constitutional law. It's certainly an interesting philosophical concept. There are probably some questions about a Texas based retailer needing to follow that law with out of state sales, but I'd assume the AG's office is only focusing on in-state sales. This may be the rare case where it's a disadvantage to have a business in Texas when it comes to maximizing profits.
  3. @TGO David You could have had this ejection crowd funded in 30 seconds with a PM to me. Many thanks to you and the whole team for taking the broom out when needed to keep this site worth hanging out on.
  4. You would be correct in your thoughts here...at least in my case. Credible evidence makes a good dividing line. Admittedly, credible evidence has become subject to confirmation bias, but the Snowden disclosures are a good example of things that were once conspiracy theories can be brought into the light through legit evidence that leaves no doubt something is occuring or had occurred. The mountain of evidence around Jeffery Epstein is another one, though one without a clear conclusion, only raised more questions than answers... but it certainly moved the topic from conspiracy to debatable. Random ideas that can't be completely ruled out don't qualify. You need to have evidence to prove something rather than have the absence of evidence against the claim give it life.
  5. Ehh, I really don't expect much from the Vols. They're not as important as they pretend they are in any capacity. They're living off of a past that isn't that awesome in comparison to other schools, and now with the CFP putting more and more attention on the top schools, it's going to he harder than before to get to a good spot.
  6. I was fully expecting them to get beat by the girl. At least they still have that small measure of dignity.
  7. Agreed. One worry I'd have with AirBnB is they don't have a big enough competitor...yet. I wonder how much of their value is based on market share, and susceptible to a quick yank from a start-up that pushes into their niche. DoorDash is benefiting from a lot of people needing work right now. Once employment returns to normal, their compensation model might be a risk. But the fact that they're operating in competition with GrubHub and Uber Eats is good to see.
  8. I could go back to one monitor if my boss would approve a purchase of a mack daddy curved monitor for me. Until then it's two standard 24" ones...meh.
  9. How many of these private party sales are actually a store to private party transaction?
  10. One memory that stands out from my teenage years is....my Great Grandmother spent her final weeks living with my Nana (great aunt, her daughter), who took care of her. She was in her late 80s then, and I remember when we all made that final visit on a Sunday night when it seemed all the adults knew that time was coming. Gram as we called her got to spend her last night in as much comfort as was possible, with as much love as the three generations after her could provide before passing in the middle of the night in peace. It was as right and dignified as anything I've ever seen in my life...and I'm glad we had that time with her, and with each other. While I know not all deaths come with that much advance time, I would wish something similar for anyone else when their time ends if there is a chance.
  11. I agree, it's an interesting concept. And there certainly appears to be plenty of opportunities with so much just over the horizon in terms of next generation tech...but my mind keeps coming back to the dot-com era. Risk and reward are seldom far apart in these kind of moments. Looking for the next era of disruption and innovation is all well and good, but what guarantees they hit pay dirt like they currently are on a rolling basis? Do they have a sustainable mode and process for finding the good ones, or some really stellar individuals who represent a point of risk (their leaving or ill health) with institutional knowledge? I'm also curious about what their cut and run policy is when companies start to falter. Are they in it for the long run with some, or do they have a floating limit order in place. Like you said, they trigger sales to keep the portfolios at a certain cap for total %, but I'm not sure what other controls are in place. You're not wrong about the percentages for YTD, 5y, ect...but as mentioned, I'd like to know the risk mitigation to make sure the super ascent in recent years isn't mirrored on a downward trajectory. I'm very wary of success stories too far out of the norm...they have a bubble feel to them. But I freely admit I could be wrong in this case.
  12. The ARK funds are hot now, but they're still pretty new overall, and the explosion seems to be them having made a lot of good picks during COVID. I'm not saying they aren't worth a share of a portfolio, but with only six years of record, and some specific sector focuses (or a Tesla focus, which accounts for a lot of the boom), I'd be wary if I were looking for true balance. We'll see if they run circles around Vanguard over time...like 25-30 years time.
  13. I get why some folks go with their investment pros, it can all be daunting at first, and you think you need a pro to make good things happen. But just take a look at the returns from the Vanguard Total Stock Market Index Fund. https://investor.vanguard.com/mutual-funds/profile/performance/vtsax/cumulative-returns This fund is basically a mirror of the whole US stock market...from large companies to small in proportion. The overall track record of the US stock market is very healthy, and even with our economic woes, it's still a great bet over time. Now, couple that with an expense ratio of 0.04%, which means you'll only pay $4 per $10,000 invested annually, then compare and contrast that against the returns and fees you get from having someone manage your account. This investment is a $3,000 minimum to start (or you can start with the ETF version for a little under $200 currently), and whatever you want to funnel into it as you go. It's available in both traditional or retirement brokerage accounts through Vanguard, or any 401k plans that offer it. As for the disclosure part...this is my 3rd largest personal investment fund after two US Fund Large Growth funds (one a closed Vanguard fund I'm using to save for a down payment when I buy a home someday, the other in my personal Roth IRA). I recommend it to anyone who wants to invest, but isn't very savvy about picking funds, should go into a 'set it and forget it' mode, and could really use the money paid to an advisor going into the fund and generating returns. If you're not comfortable with the risk of rising and falling in concert with the stock market at large, or are closing in on retirement, you can dilute that risk with some bond funds at a hit to growth. But yeah, this one fund is basically your entry to the entire market, while also being able to serve as the whole ride until retirement.
  14. May his memory be a blessing. We'll, miss him around here for sure.
  15. btq96r

    Steelharp

    So sad to hear. Can't imagine how the family felt having what seemed like progress and hope ripped from them. They'll be in my thoughts, along with the best wishes for his wife's recovery...both in body and spirit. Please let us know if/when any funds are set up to help what comes next.
  16. So, for anyone who does the day trading thing for fun or for keeps, are you doing it after maxing out tax advantaged & retirement accounts, or doing it within a brokerage account for your 401k/IRA/Roth IRA? How about from your financial advisors for those who use one; are you knowing what they're doing with different types of accounts you have, and are you comfortable with that risk?
  17. Are you on their forum as well? The differences between there are here are night as to day.
  18. I save the gambling for sports games as a form of entertainment. When investing for my intermediate future and retirement, I use index funds. Trying to pick stocks is too much of a guess and time consumer when it's not your full-time job...and even then it's not an easy thing. I would seriously advise anyone looking to pick stocks to do it with disposable income, and leave the retirement planing to an index or target date fund.
  19. Right, but under the thoughts of some, the COVID patients are being used to pad the books with free money from Uncle Sugar.
  20. Not when you're betting against them.
  21. Here's a story about a hospital raking in those COVID dollars... https://www.wkrn.com/news/local-news/perry-community-hospital-suspending-all-services-for-about-two-months/
  22. Very glad things seem to be going well. Hoping for the best patient outcome for your wife, Jamie.
  23. Hoping for the best outcome.
  24. If this is all you need, and access to wifi will be consistent... ...he's got the good recommendation here.

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