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jpx2rk

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Everything posted by jpx2rk

  1. Wife says I'm old enough to know better, but apparently I didn't learn much/anything in my younger days.
  2. jpx2rk

    Bank Run

    As long as you have your deposit accounts set up properly (see FDIC website for help) and under the max of $250K, yes all of your $$ will be there. You may have to wait a day or so to have access due to the changeover, etc., but every penny will be there. As for you loan(s), no the loan(s) will not just disappear. You will/should continue to make the payments per the loan documents until another institution or the FDIC notifies you of where to make/mail your payments.
  3. If you are looking at a newer built house with crawl space, just insulate the water pipes with the foam pipe insulation one time, leave on year round, just do a good job on it, especially with any pipes that are close or on the exterior walls. Closing the vents is easy, and use those insulated facet covers, no problems.
  4. jpx2rk

    Bank Run

    their borrowing limit is $100 billion from what a limited search found, which won't help much, if any, should one or more of the large banks fail. The balance of the FDIC insurance fund at YE 2022 was $128 billion. Simple math paints a bleak picture IMO. The FDIC usually sells the failed bank to another bank but SVB apparently has way too much in "toxic assets" and since the bank had NO asset liability/liquidity function for the past year, someone will have to cough very hard and pull the chain to flush. Unless the FDIC has changed it's procedures about selling a failed bank where the acquiring bank can cherry pick the assets/liabilities they want to acquire and the related terms and has become a bit more hard nosed about it, something will hit the fan in the not too distant future.
  5. jpx2rk

    Bank Run

    The current administration is saying something to that effect. Consider the source. The FDIC insurance money (fund) you reference is made up of assessments (a %) on all insured bank deposits reported on the quarterly FDIC call reports. This fund is to cover/insure customer deposits up to the maximum amount (currently 250K per account/depositor) in the event a bank is closed by the FDIC and no other bank assumes (buys) the assets and liabilities of the failed bank. In most cases (failures) another local or regional bank purchases the "failed bank" (assets, liabilities and RE) and life goes on for the customers except for the hassles of dealing with a different bank and their policies, etc. IF no other bank purchased the failed bank, then the FDIC insurance fund would pay the depositors as needed up to the max limits. The FDIC would operate the bank only long enough to collect on all the outstanding loans, and pay off all of the liabilities (deposits), The FDIC insurance fund would be replenished by the ongoing assessments on all other banks under the FDIC insurance program, but if the "fund" were to be depleted due to a large bank failure with no purchasing bank, then the quarterly insurance assessments would be increased to replenish the fund, and those banks would probably have to increase their fees or reduce the interest rates they pay to cover the insurance assessment increase. So, the taxpayers could/would end up paying for it.
  6. Just use a prepaid card available from wally world, load it with $X and buy it. May or may not work but worth a try if so inclined.
  7. jpx2rk

    Bank Run

    Could happen before your lifetime is over.
  8. I have 6 Savage Model 12's, familiar with the actions, etc., only 2 have the OEM barrel on 'em as I have swapped out to aftermarket barrels
  9. Mahoney's is in JC as well, near/behind the Mall on Sunset Dr IIRC. A bit pricey/have a high opinion of their inventory, so you've been warned. But they do have reloading supplies.
  10. Never had a rifle stock turn sticky, but I've got a entry level rangefinder that went sticky. I had left it in the OEM travel/storage case but inside a plastic tote in the back of my truck for a good while thinking I needed it there. I tried a wet rag and then some rubbing alcohol, neither of which helped. I don't use it much and just deal with it. Totally different than a stock tho for sure.
  11. Welcome to TGO. Have a daughter who lives in your area, and go to ORSA on a regular basis.
  12. Check amazon. It's been similar to hens teeth for a good while. I use it as well as it speeds up the cleaning process (vs soaking and scrubbing) considerably. I have 3 full bottles in the cabinet and an open one on the cleaning bench. I ordered a 3 pack thinking I would never need to buy again. LOL
  13. I've lived near G'burg most of my life, and avoid it as much as possible. It used to be a "decent" place to go during the off season (winter time, when school was in session) but the powers that be have made it into a year round destination. During the off season fewer people/tourists made it tolerable but some of the stores were closed. Loved to stop by the carmel corn place, my favorite. LOL
  14. Either will work fine, might consider the Savage Axis platform, caliber changes are DIY if you know which end of a screwdriver to hold if that has any interest. The Ruger barrel can be swapped out just as easy if desired.
  15. Might try replacing one of the bricks with a piece of 2x4 to see if you still have clearance, and it won't put as much strain, if any on the HVAC duct work.
  16. Practice makes perfect???? I've heard that all my life but not a big believer in it either. LOL
  17. Flex tube will sag if it is not resting on a hard surface over time, and will become brittle as well. Mom started complaining that her dryer was working as well as it had, so I crawled under the house to see what was up. Mom had the flex tube under the floor/in the crawl space for 28 yrs, never cleaned out. (My bad) The majority of the length of the flex tubing was pretty well full of lint as a couple of the original straps holding the tubing up broke over time, and the lint started building up in the flex tubing where it started sagging from the broken hanger straps, which basically blocked the dryer vent over time, good reason for the dryer not be functioning properly. When I crawled under the house, saw what had happened with the support straps/hangers, and tried to disconnect the flex tubing to clean it out. The flex tubing just crumbled in my hands, so we had metal tubing installed in the same path, but with adequate hangers/supports. Metal tubing makes it much easier to clean the vent tubing out on a periodic basis.
  18. Look to see (if possible) that a joist brace is not in the way as this could prevent you from really determining if the "holes" line up or not. I usually clean the dryer vent that was installed in the crawl space in my house, and vents to the outside wall. The path of my 4" round tubing takes a 90* turn around a corner of the foundation blocks. In turn I have to approach the 4" tubing from both ends when cleaning. I also use some 1" pvc pipe to extend my reach with the brush I use, and use almost 20 feet of pvc pipe to reach the 90* bend in addition to the 12 feet of fiberglass tubing that attaches to the brush. I use an electric leaf blower to clear the loose lint out after running the brush from both ends. Try pushing inserting some 1" pvc pipe thru the exterior hole and see if you can get more pvc pipe in the path of the vent tubing than what you actually measure it to be or close. Might find a brace or truly determine the holes don't line up as you currently think.
  19. I've had a hybrid (Ford CMax) and it was an "ok" car, only problem was it would go into the "deep sleep" mode if you did not drive at least 2-3x's/week. The 40mpg was the good thing, fairly comfy, but on trips over 2 hrs, the seats became uncomfortable for me. A hybrid as my primary vehicle is a possibility, but not a 100% EV. Hopefully the goobermint will not go much further in their BS about EV's as the grid cannot support them, and the general public in general cannot afford them.
  20. ABRA has a youth class/division based on age, several different classes based on the firearm of choice. http://www.autobenchrestassociation.com/
  21. Local walmart near me had one of those in the "applejack" stock, which is red and gray color scheme. The zombie green would be hard to get "use to" IMO, just my $.02. LOL

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